There is a saying, do not know then no love. And if you do not know, then acquaintance. Maybe from us there is not yet know about AIA Financial. Therefore, my writing this time want to tell a little about what and who is AIA Financial. This is normal I write, because I do business with AIA Financial. I have joined AIA Financial as a Financial Counsel since November 2010. I love my profession and I am sincerely helpful to you who want to consult about your financial planning.
AIA is one of the leading life insurance companies in Indonesia and is a member of the AIA Group company. AIA is the pioneer of Bancassurances and award winners in the life insurance industry in Indonesia.
AIA Group is a leading pan-Asian life insurance organization that has been deeply rooted in the Asia Pacific region for over 90 years. Has a vast network of 250,000 agents and 20,000 employees spread across 15 geographic markets. Serving more than 20 million customers in Asia in the region.
Not only exist in Indonesia AIA Group has branch offices, subsidiaries and affiliated companies in countries such as Australia, Brunei, China, Hongkong, India, Indonesia, Macau, Malaysia, New Zealand, Philippines, Singapore, South Korea, Taiwan, Thailand , and Vietnam.
AIA Financial offers a variety of insurance products including Sharia, ranging from life insurance, health insurance, personal accident insurance and insurance products associated with investment and employee welfare programs and pension plans marketed in Indonesia through various distribution channels.
Choosing a financial institution, including insurance companies there are 4 things to note. It is, namely Asset, Liquidity, RBC and Profit.
Assets are economic resources that are expected to provide business benefits in the future. Complete asset definition http://id.wikipedia.org/wiki/Aset. The amount of assets a company is very important serve as an excuse by the customer in determining his choice in investing. This means that if the customer’s money withdrawn all or a massive withdrawal, whether the company is still able to survive?
Liquidity is the company’s ability to meet its short-term obligations. Understand and explain more detail what is liquidity can be found here http://id.wikipedia.org/wiki/Liquidity.
Risk Based Capital (RBC) is a performance measurement based on the total amount of the company’s allowable assets (Admitted Assets) minus all liabilities that are greater than or at least equal to the solvency level limit. Read more see here http: //en.wikipedia.org/wiki/Rasio_kecukupan_modal
Government regulation based on RBC on the health of insurance companies was launched into the insurance industry in Indonesia by the local Government in 1999. Some insurance companies are now under the Government’s special supervision because their RBC health ratios do not meet the Government’s minimum requirements.