If you want to work overseas or have expatriates working in Indonesia, they should understand and be able to find some joint venture insurance companies in the country where he or she will work especially affiliated with a reputable insurance provider from America, Europe and Japan. Experts recommend foreigners to go with a reputed insurance company from their home country, as they will most likely provide the same coverage, premiums and standard claim procedures.
Most joint venture insurance companies also provide health insurance, while all offer insurance for personal liability, life, travel, motor vehicles, household and also homeowners. They also provide terms that are easy to understand.
Insurance Country of origin
Foreigners should be well informed of what coverage their home country provides during their stay abroad, on business trips and during their travel to and from other assigned country posts.
They should ask whether their home country policy will keep them closed (or not) regardless of their country of residence when it will work. Find out about the claims procedure to prevent unauthorized risks later so regardless of unnecessary concerns related to the cost complications that may arise from working with overseas-based companies that do not always have representation in the country of origin.
Insurance specialists recommend expatriates to get insurance coverage for their health, life, property ranging from cars, households, household staff, and their personal responsibilities. Usually health insurance policies from expatriate country of origin can provide adequate coverage. The important thing you understand it.
Multinational companies both in Indonesia and abroad almost always have an insurance policy for their employees, which is usually a group life insurance, health, and personal accident. Large companies usually use attractive types of insurance packages as selling points so that competent local talents will find employment with these companies.
If you would like to have a personal insurance scheme (excluding protection from your company), you may also seek services from a trusted joint venture / joint venture company. Some private insurance providers include health care, old age, accidents and death. Premium payments are usually shared between company and employee. This insurance arrangement has been mandated as a liability for businesses that employ more than ten workers and service payroll more than (US $ 750) per month and generally apply globally both in Indonesia and abroad.