Travel either for tours or for business trips, of course it would be more comfortable if we use travel insurance. Uncertainty and various risks on the way, can befall, ranging from lost baggage, flight delays, pickpocketing, getting lost or the most severe wallet and important documents you lost on your trip.
Choose insurance after considering these things
Of course your plans can fall apart when things go wrong outside your expectations. It could be that you fell sick during the trip and for the less fortunate you had to stay in the hospital for some time. Therefore, the presence of travel insurance is so important, considering we cannot be alone in overcoming these risks.
What is travel insurance? Travel insurance is a type of insurance with a short-term policy with a period of time during the trip and usually will provide protection between a few days to 6 months. Before deciding to take out travel insurance, you should consider the 5 things below first.
Details of Travel Insurance Benefits and Exclusions
Check in detail the benefits and exceptions of a travel insurance product that you want to run. Anything that includes protection in it and anywhere that does not include travel insurance protection is very important for you to know in advance.
Best Travel Insurance Comparison Options
We recommend that you first compare the prices and facilities of the travel insurance premiums of each company that exists. Thus you can get benefits optimally according to the premium you pay.
Additional Benefits (Rider) Travel Insurance
In travel insurance, usually there will be types of trips or tours that are at high risk and usually not borne by the insurance company. Therefore, you need additional travel insurance that can provide more benefits and be able to provide protection if we take high-risk trips.
Online Travel Insurance Broker
Look for an insurance company that provides travel insurance services online. With an online system, you don’t have to bother meeting agents, but still get insurance protection. The online system gives you the flexibility of time you don’t get if you have to meet with an insurance agent first.
Travel Insurance Claim Process
We recommend that you choose an insurance company that can provide assistance when you are making a claim process. In addition, you also need to complete supporting documents in filing claims, for example if you experience a crime, then immediately report the police, if you miss the flight, try as much as possible to request a statement from the airline for the convenience of submitting your claim.
Those are 5 things that you should pay attention before taking travel insurance. Make sure you choose the type of insurance that suits your budget and needs. If with a small premium you can get all the benefits, why do you have to pay expensive premiums, right dear.